What Is Home Insurance?

Home insurance is a policy that protects you from losses and damages to your residence. It typically includes coverage for the home’s structure, personal belongings, liability protection, and temporary living expenses if you’re displaced.

Standard Coverages Include:

• Dwelling coverage – Repairs or rebuilds your home if it’s damaged by fire, storms, or other covered perils.

• Personal property – Covers the cost to replace personal belongings like furniture, electronics, and clothing.

• Liability protection – Helps cover legal and medical costs if someone is injured on your property.

• Additional living expenses (ALE) – Pays for hotel stays, meals, and more if your home becomes uninhabitable.

Why You Need Home Insurance

Whether you live in a condo, townhouse, or single-family home, home insurance is not just a safety net—it’s a necessity.

Top Benefits:

• Financial protection in the event of theft, fire, or severe weather

• Liability coverage if someone gets hurt on your property

• Assistance with repairs and cleanup after a covered loss

• Peace of mind knowing your investment is secure

Optional Add-ons

Depending on your area and needs, you may want to consider:

• Flood insurance (especially in high-risk zones)

• Earthquake coverage

• Personal valuables insurance (for jewelry, collectibles, etc.)

How Best Choice Insurance Can Help

At Best Choice Insurance, we understand that no two homes are the same. Our team works with you to:

• Customize your coverage

• Compare multiple policy options

• Ensure you get the most value for your premium

• Provide ongoing support for claims and updates

Your home is more than just a building

Protecting it with the right insurance is one of the smartest decisions you can make. Let Best Choice Insurance guide you every step of the way.