What Is Travel Insurance?

Travel insurance is a type of protection that covers you from unexpected financial losses while you’re away from home. Whether you’re traveling internationally or taking a quick domestic trip, this insurance helps protect your health, your belongings, and your plans.

What Does Travel Insurance Cover?

Here are the most common coverages included in a travel insurance plan:

• Trip Cancellation/Interruption
  Reimburses you if you have to cancel or cut your trip short due to illness, emergencies, or unforeseen events.

• Medical Emergencies
  Covers doctor visits, hospital stays, or emergency medical evacuation when you’re abroad.

• Lost, Stolen, or Delayed Luggage
  Get reimbursed if your belongings are lost or delayed by airlines or other carriers.

• Travel Delays
  Compensation for meals, lodging, and other essentials if your flight is delayed.

• Accidental Death or Dismemberment
  Provides a lump sum in tragic circumstances, offering peace of mind for your family.

Why Is Travel Insurance Important?

Even a well-planned trip can go wrong. Here’s what could happen without insurance:

• You get sick or injured and end up with thousands in medical bills.

• A family emergency forces you to cancel non-refundable flights and hotels.

• Your luggage with valuables is lost or delayed.

• A missed connection ruins your itinerary, and you must pay out-of-pocket to rebook.

Travel insurance helps you avoid turning a vacation into a financial disaster.

Do You Really Need It?

Consider travel insurance if:

• You’re traveling internationally (especially outside the U.S.).
• You booked expensive flights, hotels, or tours.
• You’re going somewhere with limited healthcare access.
• You have a pre-existing condition (some plans cover this).
• You want peace of mind.

Tips When Buying Travel Insurance

• Buy early – Get coverage as soon as you book your trip.

• Compare policies – Not all plans are equal. Choose one based on your destination, health, and budget.

• Understand exclusions – Some activities (like extreme sports) may not be covered.

• Work with a licensed agent – They’ll help you find the right protection.

Protect Your Trip with Best Choice Insurance

At Best Choice Insurance, we help you travel with peace of mind. Our licensed agents will help you compare travel insurance plans that match your unique trip — whether it’s a weekend getaway or a once-in-a-lifetime journey.

Call us at 305-421-1129 to explore your travel insurance options today.