How to Prevent Insurance Fraud and Why It Matters

Protecting Your Policy Insurance fraud occurs when someone deliberately provides false or misleading information to benefit financially from an insurance policy. While some forms may seem minor — like exaggerating the cost of damages — they can lead to higher premiums for everyone and legal consequences for the offender. Common Types of Insurance Fraud Fraud can occur across all types of insurance, including auto, home, and health. The most frequent types include: - Inflated Claims Claiming more damage than what actually occurred. - Staged Accidents Faking an accident or injury to file a false claim. - False Information on Applications Providing inaccurate details to secure lower premiums or more favorable terms.  How You Can Protect Yourself As a policyholder, there are steps you can take to avoid becoming a victim of — or participant in — insurance fraud: 1. Review Your Policy Carefully Know what your insurance covers and ask questions if anything is unclear. 2. Be Honest When Applying Always provide accurate and complete information on your insurance applications. 3. Report Suspicious Activity If something doesn’t feel right — from a third-party repair quote to a claim someone encourages you to file — contact your insurance provider immediately. Best Choice Insurance Is Here to Help At Best Choice Insurance, we take fraud prevention seriously. Our team is trained to identify suspicious activity and guide you through secure, transparent claim processes. We’re committed to keeping your policy — and your premiums — protected.   Have questions about your current policy or want to review your coverage? 👉 Get in touch with a Best Choice Insurance agent today.