Orlando: 407-397-1099
Deland: 386-873-6700
South FL: 305-421-1129
New Season, New Risks
Seasonal Shifts
As the seasons change, so do the risks to your property, vehicle, and lifestyle. Whether it’s hurricanes in summer or freezing pipes in winter, updating your insurance and taking simple precautions can save you thousands.
At Best Choice Insurance, we want you to be ready — rain or shine.
What to Review Every Season
1. Check Your Deductibles
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- Make sure your deductibles still match your emergency fund.
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- Consider raising them if you're looking to reduce premiums — but only if you can afford it!
2. Evaluate Your Coverage Limits
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- Did you renovate your home, upgrade appliances, or add valuables? Update your homeowners policy.
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- Added a new RV, boat, or business vehicle? Add them before the season starts.
3. Review Seasonal Risks
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Spring/Summer: Flooding, hurricanes, water damage, tree falls
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Fall/Winter: Frozen pipes, heating fires, icy car accidents, power outages
Maintenance Tips That May Earn Discounts
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a) Install storm shutters or a sump pump
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b) Keep your roof and gutters in good shape
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c) Use winter tires and garage storage for your vehicle
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d) Install a smart thermostat or fire/smoke detectors
Many of these upgrades qualify for insurance discounts — talk to your agent to confirm.
What About Auto Insurance?
Every season brings different driving challenges. Make sure your policy includes:
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* Comprehensive coverage for weather damage
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* Roadside assistance for breakdowns in extreme conditions
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* Rental reimbursement in case of seasonal travel hiccups
Don’t Forget Temporary Coverage
Going on a long trip? Moving for the season? Using storage units?
Ask us about:
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1- Short-term policies
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2- Off-season RV or boat coverage
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3- Storage protection options
Insurance Isn’t Set-It-and-Forget-It
Your needs shift as the seasons do. Taking 15 minutes to update your policies with Best Choice Insurance can save you time, money, and stress when the unexpected hits. Schedule your seasonal insurance checkup now
